We are Trusted

With no shareholders to satisfy our members are our only priority

We are mutual

We are owned by you and work for your benefit

We offer a quality service

you can always speak to a member of staff

Our society representatives will call to your home to collect premiums, pay maturity cheques or deal with a death claim

We are experienced and have been looking after our members since 1904

Our products are Tax Free

Creating Value, Sharing Value

Delivering financial security to our members throughout the north east

Why we are different

Creating Value

We are a mutual, we only work for you. As a mutual society, we don’t have shareholders, so profits are distributed among our with-profits policyholders in the form of bonuses.

Great Service

A society representative will help you with every aspect of your policy; no call centres, no bus trips into town; we bring our office to your home and you can pay weekly, fortnightly or monthly in cash to your company representative.

Because we understand that life is not always easy

If you miss a few payments we will understand and help you get back on track! We want to look after our members and we will help you through the difficult times